The Ultimate Guide to Credit Cards
Sunday, July 27, 2025
Home Background

The Ultimate Guide to Credit Cards

Featuring credit card ratings, reviews and guides from 50+ leading finance experts, including:

Finance In the News
Altman Warns Banks Must Act Fast or Lose the AI Fraud War

Altman Warns Banks Must Act Fast or Lose the AI Fraud War

The Federal Reserve conference audience heard from OpenAI CEO Sam Altman that banks and credit issuers are facing...

Eric Bank Eric Bank 7/24/2025

Synchrony Teams with Amazon On BNPL Play

Synchrony Teams with Amazon On BNPL Play

Financial services company Synchrony and eCommerce force Amazon are expanding their partnership via a buy now, pay later...

Andrew Allen Andrew Allen 7/24/2025

Report: 40% of Consumers Choose Credit Cards for Travel

Report: 40% of Consumers Choose Credit Cards for Travel

Four out of ten consumers reach for their credit cards to complete payments for travel services, according to a study...

Andrew Allen Andrew Allen 7/23/2025

JPMorgan Chase’s Crypto Pivot Could Reshape Lending

JPMorgan Chase’s Crypto Pivot Could Reshape Lending

Banking-industry giant JPMorgan Chase is exploring the idea of using a client’s cryptocurrency assets when making...

Andrew Allen Andrew Allen 7/23/2025

New Amex-Rakuten Card Offers Big Dining Rewards

New Amex-Rakuten Card Offers Big Dining Rewards

American Express and Rakuten have launched a co-branded credit card designed to drive loyalty among Rakuten users with...

Andrew Allen Andrew Allen 7/22/2025

Mastercard, American Airlines Extend Partnership

Mastercard, American Airlines Extend Partnership

American Airlines and Mastercard will continue their nearly 40-year collaboration securing Mastercard as the exclusive...

Andrew Allen Andrew Allen 7/22/2025

See All Finance In the News »
Credit Card Advice
How Accrued Interest Works on Credit Cards

How Accrued Interest Works on Credit Cards

Definitions of accrued interest tend to be complicated – so much so that I’m dismayed because the concept is simple and...

Marcie Geffner Marcie Geffner 12/16/2024

What is an Introductory Offer on a Credit Card?

What is an Introductory Offer on a Credit Card?

With two very good credit cards in my wallet, I didn’t feel a need for a third until a natural disaster struck the area...

Marcie Geffner Marcie Geffner 11/27/2024

What You Need to Know About Hard Inquiries

What You Need to Know About Hard Inquiries

One of the more frustrating aspects of personal finance is that your credit score can decline after applying for a loan...

Erica Sandberg Erica Sandberg 11/21/2024

What is a Credit Report? How Issuers View Your Credit History

What is a Credit Report? How Issuers View Your Credit History

There are three major credit reporting agencies — sometimes called credit bureaus — in the United States. The role of...

Erica Sandberg Erica Sandberg 10/7/2024

What Does Subprime Credit Mean? How Issuers Evaluate Risk

What Does Subprime Credit Mean? How Issuers Evaluate Risk

Here’s a confession: I’ve never had subprime credit. Yet as a financial writer, I’m well familiar with credit issues and...

Marcie Geffner Marcie Geffner 10/1/2024

How Bad Credit Impacts Credit Card Approval and Interest Rates

How Bad Credit Impacts Credit Card Approval and Interest Rates

If you worry about having bad credit, you’re not alone. I have counseled many clients who were distressed about their...

Erica Sandberg Erica Sandberg 9/23/2024

See All Credit Card Advice »
About Us
Press Room

Press Room

CardRates is regularly relied upon by national media outlets to provide expert commentary on various credit and finance topics. See our latest media appearances below.